In fact, this is a set of pictures after the subprime mortgage crisis broke out. This was not the case 5 years ago. It is not that everyone had a house and was very happy before, but the financial crisis affecting the world this time is indeed an old beauty. caused by subprime mortgages. The film vividly tells you how subprime loans came into being and how they were imposed on the common people. In the end, the unlucky people were still the people at the lowest level.
There is a concept, which is not new in China, that is to consume in advance. In other words, mortgage your own fixed assets, get loans to buy a house, buy a car, swipe a card to spend, and even pay for education. However, there is a big difference here, that is, the amount of domestic loans is very low, and the repayment pressure is relatively small; while American financial institutions encourage people to take out a lot of loans, use houses and farms as collateral, and do not need to pay in the early stage. Interest terms to attract customers. But how can there be such a good thing in the world, 0 interest in the early stage only means that the interest paid in the future will increase in steps, and the interest and principal that need to be repaid in the future can easily exceed the ability to bear, so your house will be confiscated by the bank , you and your family are on the streets. And you may have questions, why are American people so stupid to take out loans? First of all, this is the bombardment of overwhelming loan information. All kinds of discounts are enough to make anyone who does not know the insider excited. People often ignore the interest that may be supported beyond their ability in the future. People are always easy to get hot-headed, and everyone around them is discussing this. Once there are people who buy it, it will form a snowball effect.
But like the top-secret report from Citi in the film, the rich 1% hold most of the wealth, but the remaining 99% still have the right to vote. This is what they are still afraid of, and of course this is democratic an embodiment. Your few policies can fill your pockets, but you have gone too far and affected the interests of a large number of ordinary people, and then a crisis will come. You can't say that more and more people in this country are sleeping on the streets, and the world can be peaceful. This is nonsense. So, the black president became everyone's savior. When he was elected, how many people shed tears, because this is a person who really came out of the common people. However, the system of a country is accumulated over many years, and cannot be changed by one or two people. Especially, the economic lifeline is in the hands of a few people, and they will not be willing to reduce the interests in their hands.
Seriously, Roosevelt's Second Bill of Rights is really very idealistic, and it is difficult to be reflected in any country with a well-established system at present, and at most it can only be partially realized. This kind of universal housing, education, consumption, and pensions seems to be a sound mechanism that everyone expects, but in fact, it is too difficult to approach, and I will not say more about the specific reasons.
This film is another documentary by Moore, which has excavated quite a lot of inside information and is equipped with living examples; however, this is his film after all, and the pictures support his point of view, that is to say, even if it is wrong. It's not that his views are wrong, but that there is no problem with the overall framework, some details are a bit one-sided, and not all views agree with him. But his courage to shoot is still to be praised. It is a blessing for the American people to have such a person!
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